What are the payment methods?
We accept the following;
- By Card - All UAE issued Credit or Debit Cards, Including International Visa and MasterCard Debit or Credit cards.
- Cash on Delivery.
Can I place an order online without using my Credit or Debit Card?
How does the 0% Installment plan work?
Any purchase over 1,000 AED made on PAN Emirates.com using a credit card from the below mentioned banks qualifies for a 0% installment plan;
- DUBAI ISLAMIC BANK
- EMIRATES NBD
- HSBC BANK
- RAK BANK
You can select a preferable installment plan at the check out, alternatively you have the option to call your bank directly and ask for the 0% Installment Plan. Please take into consideration that your bank may charge you a one time processing fee to activate your plan.
Is there a minimum order value to be eligible for the 0% Installment Plan?
Yes, a purchase of AED 1,000 and above is mandatory to avail the 0% Installment Plan.
Do I have control over the duration of my 0% Installment Plan?
Yes, you have the option to select the duration of 0% Installment Plan. You can choose for 3/6/9/12 months.
Can I get a refund if I return a product I bought with the 0% Installment Plan?
Are your prices inclusive of VAT (Value Added Tax)?
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