Payments

We accept the following;

·         By Card - All UAE issued Credit or Debit Cards, Including International Visa and MasterCard Debit or Credit cards.

·         Cash on Delivery.

Yes, you can place an order without using your Credit or Debit Card. In the online checkout section, you can opt to choose the “Cash on Delivery” option.

Any purchase over 1,000 AED made on PAN Emirates.com using a credit card from the below mentioned banks qualifies for a 0% installment plan;

DUBAI ISLAMIC BANK

EMIRATES NBD BANK

ADCB

RAK BANK

Mawarid Finance

Emirates Islamic Bank

FAB (First Abu Dhabi Bank)

SCB

Deem Finance LLC.

You can select a preferable instalment plan at the checkout, alternatively you have the option to call your bank directly and ask for the 0% Instalment Plan. Please take into consideration that your bank may charge you a onetime processing fee to activate your plan.

Yes, a purchase of AED 1,000 and above is mandatory to avail the 0% Instalment Plan.

Yes, you have the option to select the duration of 0% Instalment Plan. You can choose for 3/6/9/12 months.

Yes, if you wish to return the product bought with the plan, we will refund the total purchase amount to your registered account. Please note that your bank’s initial processing fee, if any, may not be refunded and is a subject to be discussed with your bank.

Yes, all prices and charges are inclusive of VAT.